Lake Stevens, WA Zip Codes: Houses vs. Condos in 2026

Most Lake Stevens addresses share one zip code, 98258, but a mailing address does not dictate your property's jurisdiction or its price tag.

Key Takeaway

Lake Stevens's main zip code is 98258, and it's the right starting filter for a Lake Stevens home search. Don't rely on the zip to tell you whether an address is inside city limits; the Snohomish County parcel record does that. Houses sold at a $717,214 median in the 90 days ending September 30, 2026. If that's a stretch, you're looking at a short list of condos, which are smaller but barely cheaper per square foot.

Who This Guide Is For

You're looking at homes in or around Lake Stevens and need to confirm which zip code and jurisdiction an address falls in, and what that kind of home is selling for, before you set up a search or make an offer.

Where To Start on This Page

If a listing says Lake Stevens but you're not sure it sits inside city limits, go to the zip code versus city limits section and run the parcel check first. If the address sits near the edge of town with an Everett or Snohomish mailing address, read the section on neighboring zip codes and addresses outside 98258.

If you're choosing between a house and a condo, compare the two profiles under home prices by property type, and price condos by square foot rather than by sticker. If a particular part of town or the lake itself draws you, go to the neighborhood profiles and follow the link to that area's full guide.

Lake Stevens, WA Zip Codes

98258 is the only standard USPS zip code assigned to Lake Stevens, WA. It does not settle which government serves an address or what a home there costs.

98258: the main Lake Stevens zip code

The 98258 area covers the lake, the city center and most surrounding neighborhoods, and it's the default for local mail delivery. The postal boundary stretches across 37.06 square miles, well beyond the official 9.30-square-mile city limits.

A 98258 address can sit entirely outside the City of Lake Stevens in unincorporated Snohomish County. That means a Lake Stevens mailing address can come with county rather than city services, permits and levies.

Neighboring zip codes and Lake Stevens addresses outside 98258

Mail routes set zip boundaries, not city planners. Homes on the municipal edge can sit inside city limits while carrying a neighboring town's mailing address.

Listing portals filter by zip code, so a 98258-only search can miss homes inside city limits that carry an Everett or Snohomish zip. Search every zip code that borders your target area, or you risk missing edge properties that might be a perfect match.

Zip Code vs City Limits in Lake Stevens

Whether a parcel sits inside the incorporated City of Lake Stevens or in unincorporated Snohomish County affects three things:

Which government manages its roads, police and zoning.
Which one issues building permits.
Which levies land on your property tax bill.

Run these four checks before you offer.

Look up the parcel in the Snohomish County property search

The parcel record, not the mailing address, shows the jurisdiction and tax code area. The Snohomish County Assessor's Office identifies all properties within the city, and you can view parcel-level details on the Assessor's SCOPI online parcel map.

Search the address and read the jurisdiction field. The catch is that the record shows a tax code area number, which you have to decode against the county's levy list. If the number isn't self-explanatory, ask the county or your title company.

Confirm city limits on the city's map

Cross-check the parcel against the current City of Lake Stevens limits map. The city has grown through numerous individual annexation ordinances, including the 2018 Rhodora Annexation and the 2021 Southeast Interlocal Annexation. The 2021 annexation brought roughly 500 acres and the lake itself into city limits.

Boundaries change with each annexation, so third-party maps often lag behind. Treat the city's official interactive map as the authority.

Check the school district separately

District boundaries follow neither zip lines nor city lines. The Lake Stevens School District provides a SchoolSite Locator tool and PDF boundary maps on its official website.

All eighth and ninth graders attend Cavelero Mid High School, and all 10th through 12th graders attend Lake Stevens High School. Elementary boundaries vary by map, and middle school assignment for schools in Lake Stevens follows the elementary attendance area. Assignments can change, so confirm with the district for the exact address before you rely on it.

Ask who provides water, sewer and power

Utilities in Lake Stevens vary by address, and the provider changes your monthly costs. Ask the seller for recent utility bills to verify the current setup. Some addresses near the edges may be on septic rather than sewer, so confirm with the provider before you write an offer.

Lake Stevens Home Prices by Property Type

The overall median sale price for Lake Stevens homes was roughly $674,000 in the 90 days ending September 30, 2026, a 2.2% drop from a year earlier. That is a mix effect. A handful of condo sales drove the decline, while single-family houses rose 1% in the same period. Budget from the profile for the type of home you want, not from the blended figure. Inventory shifts tracked in Lake Stevens housing market trends can move your buying timeline. These market dynamics shape what to expect when buying a home in Lake Stevens, WA.

Single-family homes

About one in three Lake Stevens houses sold for more than asking in the latest 90 days, with 32.8% of single-family sales closing above list. Expect to pay at or above asking for a well-priced property, which makes having your financing fully lined up more useful than hoping for a steep discount.

With just 2.8 months of supply, you have little room to negotiate. That room shows up mainly on homes that have sat past the typical market time.

Condos

Condos offer a lower entry price, but the savings come from size, not value per foot. The median condo price was $394,434. Its steep year-over-year drop rests on only 10 sales, so read it as noise rather than a reliable trend.

Lake Stevens condos sold for a median of $356 per square foot, compared to $361 for houses, so you're buying less space, not cheaper space. With only 13 condos on the market, the choice is thin. HOA dues can also close much of the price gap with a house, so ask the HOA for current dues and what they cover.

Lake Stevens Neighborhoods and Their ZIP Codes

Each area connects to the lake or the commercial center differently, and its mailing zip doesn't always reflect its municipal status.

West Lake Stevens

The west side of the lake was largely annexed into the city beginning in 2006 as part of the One Community Around the Lake effort. The remaining unannexed areas were reorganized into census-designated places in 2010. That history makes this the area where the parcel check matters most, since the 98258 zip overlaps with the municipal boundary line. Pockets near the boundary may still be unincorporated, so confirm city or county status for the exact address.

Long Bay

Long Bay sits near the water and shares the 98258 zip code with the rest of the immediate Lake Stevens area. The full Long Bay guide shows how the community connects to local roads and amenities.

Don't assume lake access from the neighborhood name. Ask for HOA documents and confirm any community dock or access rights for the specific address.

Lakeside and lakefront homes

Buying on the shoreline means dealing with specific municipal regulations. Dock, bulkhead and shoreline permits fall under the city's Shoreline Master Program, which designates several shoreline environments, including Shoreline Residential.

The Lake Side guide explains the city's vision of retaining single-family residential use around the lake. The Lake Side vs Lakeside Village comparison covers how those communities differ. Shoreline rules can limit what you can build or replace near the water, so ask the seller for permits on any existing dock before you go further.

At a Glance

All homes, 90 days ending 2026-09-30: median sale price $674,679, down 2.2% year over year (155 sales).
All homes, 90 days ending 2026-09-30: median 20 days on market, 31.4% sold above list, 3 months of supply, 154 homes in inventory.
Single-family, 90 days ending 2026-09-30: median sale price $717,214, up 1% year over year (133 sales).
Single-family, 90 days ending 2026-09-30: median 18 days on market, 100% sale-to-list, 32.8% sold above list.
Single-family, 90 days ending 2026-09-30: 2.8 months of supply, 123 homes in inventory, median $361 per square foot.
Condo, 90 days ending 2026-09-30: median sale price $394,434, down 33.1% year over year. Based on only 10 condo sales, so treat the change as noise, not a trend.
Condo, 90 days ending 2026-09-30: median 32 days on market, 99.6% sale-to-list, 20% sold above list, 3.8 months of supply, 13 in inventory, median $356 per square foot (10 sales).
Note: these figures cover Redfin's Lake Stevens market area, which may not match the 98258 zip boundary exactly.

Lake Stevens Zip Code FAQs

What county is Lake Stevens, WA in?

Lake Stevens is in Snohomish County, Washington. The county seat and largest city is Everett.

What is the area code for Lake Stevens, WA?

Lake Stevens is served by area code 425, which covers the region north and east of Lake Washington. It was created in 1997 when the original 206 numbering plan area was split.

How do I find the full 9-digit zip code for a Lake Stevens address?

Use the USPS ZIP+4 Code Lookup on usps.com. Enter the street address, city and state to get the ZIP+4, delivery point code and carrier route code. The full code matters when you're mailing official documents or filling out paperwork.

How far is Lake Stevens from Seattle?

Drive times to downtown Seattle vary with daily traffic and your starting point. Check a live routing map during your planned commute hours for the most accurate estimate.

Is Lake Stevens an expensive place to live?

The all-homes median sale price was $674,679 in the 90 days ending September 30, 2026, based on 155 sales.

How fast do homes sell in Lake Stevens?

Single-family homes recently spent a median of 18 days on the market. Condos spent a median of 32 days, though that figure rests on just 10 sales.

Does Lake Stevens flood?

You can look up flood hazard maps for Lake Stevens and Snohomish County by address on FEMA's official Flood Map Service Center portal. The flood zone can affect insurance and lender requirements, so check the specific parcel before making an offer.

How big is Lake Stevens, WA?

The City of Lake Stevens had an estimated population of 42,590 as of April 1, 2026, and covers approximately 11.4 square miles, including the lake. The 98258 zip code area is much larger than the city.

Sources

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What to Expect From Lake Stevens, WA Zip Codes and Home Prices in 2026

Key Takeaway

Who This Guide Is For

Where To Start on This Page